Buying a home

My system for representing you in the purchase of your home is designed to save us time and get you exactly what you're looking for ... the right property at a price that makes you happy!

The "car-to-contract" process can take as little as just a few days. Yes, we'll work hard, but we'll have fun along the way! Give me a call or shoot me a message, and I'll go over how it will work for you. Not quite ready to buy? No problem! We'll put you on a plan of attack that works at your pace.

Here are some pieces to the buying puzzle

Prepare for home ownership

Before you start searching for homes, prepare for home ownership. Prepare a monthly budget to determine what you can afford to pay on an ongoing basis. Save funds for down payment and closing costs. If you are a first-time home buyer, adjust your withholding allowances to take advantage of the federal first-time home buyer tax credit.

Loan pre-approval

Before you even begin the process of looking for homes, you can enhance your negotiating position by getting pre-approved...or at least pre-qualified for your loan by a mortgage loan officer. Pre-qualifying simply means that you have a basic range that you should qualify for so you know what to shop for. Pre-approval means that the lender has taken you through the process of credit approval, income and financial verifications. Being pre-approved gives you "cash buyer" status. Need a list of lenders to get started? Contact me here!

Search for the perfect property

There are so many properties and options at your fingertips today. You can search online. Through our Online Buyer Advantage, you can set up e-mail notifications of properties that match your criteria. E-mail me, and I'll send you instructions.

Make the purchase offer

When you've found the home, the next step is making an offer and starting your inspections. The kind of offer that will appeal to sellers is one that's realistic in price and financing terms. I'm a strong negotiator and will use my skills to help you win the deal!

We'll go over the contract thoroughly, but one element in your purchase offer is inspections. Whether you're buying a new or existing house, you must take advantage of the opportunity to thoroughly inspect it. Your lender's appraisal won't protect you from some defects and potential problems. I'll help you every step of the way. We have a list of home inspectors with a good track record that we can send you.

SEARCH FOR HOMES